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US ZIP Code Profile

ZIP Code 32034
Fernandina Beach, Florida

ZIP code 32034 is in Fernandina Beach, located in Nassau County, Florida, within the Jacksonville metro area. Its 2020 Census population was 38,167. The estimated median adjusted gross income per tax return is $78,050, and about 17% of filers report $200,000 or more.

2020 Population
38,167
Census ZCTA
County
Nassau
FIPS 12089
Median income (est.)
$78,050
IRS SOI 2022
Land Area
56.692 mi²
+ 14.597 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityFernandina Beach, FL
CountyNassau County (FIPS 12089)
StateFlorida (FIPS 12)
Metro Area (MSA)Jacksonville, FL Metro Area (27260)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.606045, -81.4961
Land / Water Area56.692 mi² land · 14.597 mi² water

02Income & Economics

Distribution of the 21,370 individual tax returns filed in 32034 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
20.2%
$25K–$50K
16.3%
$50K–$75K
12.3%
$75K–$100K
9.8%
$100K–$200K
24.1%
$200K+
17.4%
The $200,000+ bracket accounts for 66% of 32034's total adjusted gross income, from 17% of returns — a concentration that drives the gap between the median ($78,050) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32034's IRS income metrics, 2020–2022.

Median income (2021→2022)
$78,050
▲ 5.1%
Filers earning $200K+
17.4%
▲ 0.4 pt
Total filers
21,370
▲ 4.2%
GET /zipc/v2/zipcodes/32034/soi?year=… $65K 2020 $74K 2021 $78K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32034 ZCTA.

2000
24,786
 
2010
31,008
▲ +25.1%
2020
38,167
▲ +23.1%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number112865
City AliasesAmelia City, Amelia Island, Fern Bch, Fernandina, Fernandina Bch, Fernandina Beach

06Frequently Asked Questions

What county is ZIP code 32034 in?

ZIP code 32034 is in Nassau County, Florida (county FIPS code 12089).

What city is ZIP code 32034?

The primary USPS city for 32034 is Fernandina Beach, FL.

What metro area (MSA) is 32034 in?

32034 is part of the Jacksonville, FL Metro Area (MSA code 27260).

What is the population of ZIP code 32034?

The 2020 Census population of 32034 was 38,167 residents.

What is the median income in ZIP code 32034?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32034 is about $78,050, with around 17% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.