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US ZIP Code Profile

ZIP Code 32403
Panama City, Florida

ZIP code 32403 is in Panama City, located in Bay County, Florida, within the Panama City metro area. Its 2020 Census population was 141. The estimated median adjusted gross income per tax return is $41,667.

2020 Population
141
Census ZCTA
County
Bay
FIPS 12005
Median income (est.)
$41,667
IRS SOI 2022
Land Area
44.22 mi²
+ 30.167 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityPanama City, FL
CountyBay County (FIPS 12005)
StateFlorida (FIPS 12)
Metro Area (MSA)Panama City, FL Metro Area (37460)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.048561, -85.55323
Land / Water Area44.22 mi² land · 30.167 mi² water

02Income & Economics

Distribution of the 380 individual tax returns filed in 32403 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
28.9%
$25K–$50K
31.6%
$50K–$75K
15.8%
$75K–$100K
7.9%
$100K–$200K
15.8%
$200K+
0.0%
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32403's IRS income metrics, 2020–2022.

Median income (2021→2022)
$41,667
▲ 29.6%
Filers earning $200K+
0.0%
▲ 0.0 pt
Total filers
380
▲ 26.7%
GET /zipc/v2/zipcodes/32403/soi?year=… $36K 2020 $32K 2021 $42K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32403 ZCTA.

2000
2,757
 
2010
2,995
▲ +8.6%
2020
141
▼ -95.3%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number117260
City AliasesPanama City, Tyndall Afb

06Frequently Asked Questions

What county is ZIP code 32403 in?

ZIP code 32403 is in Bay County, Florida (county FIPS code 12005).

What city is ZIP code 32403?

The primary USPS city for 32403 is Panama City, FL.

What metro area (MSA) is 32403 in?

32403 is part of the Panama City, FL Metro Area (MSA code 37460).

What is the population of ZIP code 32403?

The 2020 Census population of 32403 was 141 residents.

What is the median income in ZIP code 32403?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32403 is about $41,667. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.