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US ZIP Code Profile

ZIP Code 32431
Cottondale, Florida

ZIP code 32431 is in Cottondale, located in Jackson County, Florida. Its 2020 Census population was 4,981. The estimated median adjusted gross income per tax return is $36,940, and about 1% of filers report $200,000 or more.

2020 Population
4,981
Census ZCTA
County
Jackson
FIPS 12063
Median income (est.)
$36,940
IRS SOI 2022
Land Area
106.193 mi²
+ 7.374 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityCottondale, FL
CountyJackson County (FIPS 12063)
StateFlorida (FIPS 12)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.787481, -85.41081
Land / Water Area106.193 mi² land · 7.374 mi² water

02Income & Economics

Distribution of the 2,160 individual tax returns filed in 32431 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
35.2%
$25K–$50K
31.0%
$50K–$75K
14.8%
$75K–$100K
8.8%
$100K–$200K
8.8%
$200K+
1.4%
The $200,000+ bracket accounts for 9% of 32431's total adjusted gross income, from 1% of returns — a concentration that drives the gap between the median ($36,940) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32431's IRS income metrics, 2020–2022.

Median income (2021→2022)
$36,940
▲ 9.5%
Filers earning $200K+
1.4%
▲ 0.0 pt
Total filers
2,160
▲ 0.0%
GET /zipc/v2/zipcodes/32431/soi?year=… $31K 2020 $34K 2021 $37K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32431 ZCTA.

2000
4,575
 
2010
4,983
▲ +8.9%
2020
4,981
▼ -0.0%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortC
USPS Finance Number111860
City AliasesCottondale, Jacob

06Frequently Asked Questions

What county is ZIP code 32431 in?

ZIP code 32431 is in Jackson County, Florida (county FIPS code 12063).

What city is ZIP code 32431?

The primary USPS city for 32431 is Cottondale, FL.

What is the population of ZIP code 32431?

The 2020 Census population of 32431 was 4,981 residents.

What is the median income in ZIP code 32431?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32431 is about $36,940, with around 1% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.