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US ZIP Code Profile

ZIP Code 32438
Fountain, Florida

ZIP code 32438 is in Fountain, located in Bay County, Florida, within the Panama City metro area. Its 2020 Census population was 4,363. The estimated median adjusted gross income per tax return is $34,722, and about 1% of filers report $200,000 or more.

2020 Population
4,363
Census ZCTA
County
Bay
FIPS 12005
Median income (est.)
$34,722
IRS SOI 2022
Land Area
62.844 mi²
+ 0.371 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityFountain, FL
CountyBay County (FIPS 12005)
StateFlorida (FIPS 12)
Metro Area (MSA)Panama City, FL Metro Area (37460)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.501234, -85.42417
Land / Water Area62.844 mi² land · 0.371 mi² water

02Income & Economics

Distribution of the 1,780 individual tax returns filed in 32438 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
38.2%
$25K–$50K
30.3%
$50K–$75K
15.7%
$75K–$100K
7.9%
$100K–$200K
6.7%
$200K+
1.1%
The $200,000+ bracket accounts for 9% of 32438's total adjusted gross income, from 1% of returns — a concentration that drives the gap between the median ($34,722) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32438's IRS income metrics, 2020–2022.

Median income (2021→2022)
$34,722
▲ 19.0%
Filers earning $200K+
1.1%
▲ 1.1 pt
Total filers
1,780
▲ 8.5%
GET /zipc/v2/zipcodes/32438/soi?year=… $28K 2020 $29K 2021 $35K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32438 ZCTA.

2000
3,365
 
2010
4,060
▲ +20.7%
2020
4,363
▲ +7.5%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortC
USPS Finance Number113150
City AliasesFountain

06Frequently Asked Questions

What county is ZIP code 32438 in?

ZIP code 32438 is in Bay County, Florida (county FIPS code 12005).

What city is ZIP code 32438?

The primary USPS city for 32438 is Fountain, FL.

What metro area (MSA) is 32438 in?

32438 is part of the Panama City, FL Metro Area (MSA code 37460).

What is the population of ZIP code 32438?

The 2020 Census population of 32438 was 4,363 residents.

What is the median income in ZIP code 32438?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32438 is about $34,722, with around 1% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.