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US ZIP Code Profile

ZIP Code 32456
Port Saint Joe, Florida

ZIP code 32456 is in Port Saint Joe, located in Gulf County, Florida, within the Panama City metro area. Its 2020 Census population was 7,439. The estimated median adjusted gross income per tax return is $50,765, and about 10% of filers report $200,000 or more.

2020 Population
7,439
Census ZCTA
County
Gulf
FIPS 12045
Median income (est.)
$50,765
IRS SOI 2022
Land Area
82.012 mi²
+ 44.34 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityPort Saint Joe, FL
CountyGulf County (FIPS 12045)
StateFlorida (FIPS 12)
Metro Area (MSA)Panama City, FL Metro Area (37460)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates29.839052, -85.297516
Land / Water Area82.012 mi² land · 44.34 mi² water

02Income & Economics

Distribution of the 3,710 individual tax returns filed in 32456 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
27.5%
$25K–$50K
22.1%
$50K–$75K
13.2%
$75K–$100K
10.2%
$100K–$200K
17.0%
$200K+
10.0%
The $200,000+ bracket accounts for 50% of 32456's total adjusted gross income, from 10% of returns — a concentration that drives the gap between the median ($50,765) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32456's IRS income metrics, 2020–2022.

Median income (2021→2022)
$50,765
▲ 4.8%
Filers earning $200K+
10.0%
▲ 0.7 pt
Total filers
3,710
▲ 3.6%
GET /zipc/v2/zipcodes/32456/soi?year=… $44K 2020 $48K 2021 $51K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32456 ZCTA.

2000
7,739
 
2010
6,966
▼ -10.0%
2020
7,439
▲ +6.8%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number117740
City AliasesMexico Beach, Port Saint Joe, Overstreet, Cape San Blas, Port St Joe

06Frequently Asked Questions

What county is ZIP code 32456 in?

ZIP code 32456 is in Gulf County, Florida (county FIPS code 12045).

What city is ZIP code 32456?

The primary USPS city for 32456 is Port Saint Joe, FL.

What metro area (MSA) is 32456 in?

32456 is part of the Panama City, FL Metro Area (MSA code 37460).

What is the population of ZIP code 32456?

The 2020 Census population of 32456 was 7,439 residents.

What is the median income in ZIP code 32456?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32456 is about $50,765, with around 10% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.