Get API Key →
US ZIP Code Profile

ZIP Code 32531
Baker, Florida

ZIP code 32531 is in Baker, located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin metro area. Its 2020 Census population was 6,532. The estimated median adjusted gross income per tax return is $51,961, and about 5% of filers report $200,000 or more.

2020 Population
6,532
Census ZCTA
County
Okaloosa
FIPS 12091
Median income (est.)
$51,961
IRS SOI 2022
Land Area
217.415 mi²
+ 2.334 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityBaker, FL
CountyOkaloosa County (FIPS 12091)
StateFlorida (FIPS 12)
Metro Area (MSA)Crestview-Fort Walton Beach-Destin, FL Metro Area (18880)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.884039, -86.68347
Land / Water Area217.415 mi² land · 2.334 mi² water

02Income & Economics

Distribution of the 3,180 individual tax returns filed in 32531 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
24.2%
$25K–$50K
24.5%
$50K–$75K
16.0%
$75K–$100K
11.3%
$100K–$200K
19.2%
$200K+
4.7%
The $200,000+ bracket accounts for 25% of 32531's total adjusted gross income, from 5% of returns — a concentration that drives the gap between the median ($51,961) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32531's IRS income metrics, 2020–2022.

Median income (2021→2022)
$51,961
▲ 9.2%
Filers earning $200K+
4.7%
▲ 0.9 pt
Total filers
3,180
▲ 1.9%
GET /zipc/v2/zipcodes/32531/soi?year=… $44K 2020 $48K 2021 $52K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32531 ZCTA.

2000
4,278
 
2010
5,296
▲ +23.8%
2020
6,532
▲ +23.3%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortC
USPS Finance Number110465
City AliasesBaker

06Frequently Asked Questions

What county is ZIP code 32531 in?

ZIP code 32531 is in Okaloosa County, Florida (county FIPS code 12091).

What city is ZIP code 32531?

The primary USPS city for 32531 is Baker, FL.

What metro area (MSA) is 32531 in?

32531 is part of the Crestview-Fort Walton Beach-Destin, FL Metro Area (MSA code 18880).

What is the population of ZIP code 32531?

The 2020 Census population of 32531 was 6,532 residents.

What is the median income in ZIP code 32531?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32531 is about $51,961, with around 5% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.