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US ZIP Code Profile

ZIP Code 32541
Destin, Florida

ZIP code 32541 is in Destin, located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin metro area. Its 2020 Census population was 18,419. The estimated median adjusted gross income per tax return is $60,948, and about 15% of filers report $200,000 or more.

2020 Population
18,419
Census ZCTA
County
Okaloosa
FIPS 12091
Median income (est.)
$60,948
IRS SOI 2022
Land Area
11.618 mi²
+ 6.279 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityDestin, FL
CountyOkaloosa County (FIPS 12091)
StateFlorida (FIPS 12)
Metro Area (MSA)Crestview-Fort Walton Beach-Destin, FL Metro Area (18880)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.395159, -86.47878
Land / Water Area11.618 mi² land · 6.279 mi² water

02Income & Economics

Distribution of the 10,250 individual tax returns filed in 32541 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
24.2%
$25K–$50K
19.6%
$50K–$75K
14.1%
$75K–$100K
9.4%
$100K–$200K
17.6%
$200K+
15.1%
The $200,000+ bracket accounts for 73% of 32541's total adjusted gross income, from 15% of returns — a concentration that drives the gap between the median ($60,948) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32541's IRS income metrics, 2020–2022.

Median income (2021→2022)
$60,948
▼ 0.3%
Filers earning $200K+
15.1%
▼ 0.7 pt
Total filers
10,250
▲ 1.9%
GET /zipc/v2/zipcodes/32541/soi?year=… $52K 2020 $61K 2021 $61K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32541 ZCTA.

2000
15,495
 
2010
15,565
▲ +0.5%
2020
18,419
▲ +18.3%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number112250
City AliasesDestin

06Frequently Asked Questions

What county is ZIP code 32541 in?

ZIP code 32541 is in Okaloosa County, Florida (county FIPS code 12091).

What city is ZIP code 32541?

The primary USPS city for 32541 is Destin, FL.

What metro area (MSA) is 32541 in?

32541 is part of the Crestview-Fort Walton Beach-Destin, FL Metro Area (MSA code 18880).

What is the population of ZIP code 32541?

The 2020 Census population of 32541 was 18,419 residents.

What is the median income in ZIP code 32541?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32541 is about $60,948, with around 15% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.