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US ZIP Code Profile

ZIP Code 32547
Fort Walton Beach, Florida

ZIP code 32547 is in Fort Walton Beach, located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin metro area. Its 2020 Census population was 35,466. The estimated median adjusted gross income per tax return is $41,564, and about 3% of filers report $200,000 or more.

2020 Population
35,466
Census ZCTA
County
Okaloosa
FIPS 12091
Median income (est.)
$41,564
IRS SOI 2022
Land Area
34.942 mi²
+ 1.193 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityFort Walton Beach, FL
CountyOkaloosa County (FIPS 12091)
StateFlorida (FIPS 12)
Metro Area (MSA)Crestview-Fort Walton Beach-Destin, FL Metro Area (18880)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.474115, -86.667534
Land / Water Area34.942 mi² land · 1.193 mi² water

02Income & Economics

Distribution of the 17,130 individual tax returns filed in 32547 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
29.7%
$25K–$50K
30.7%
$50K–$75K
14.4%
$75K–$100K
9.2%
$100K–$200K
12.6%
$200K+
3.4%
The $200,000+ bracket accounts for 22% of 32547's total adjusted gross income, from 3% of returns — a concentration that drives the gap between the median ($41,564) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32547's IRS income metrics, 2020–2022.

Median income (2021→2022)
$41,564
▲ 3.8%
Filers earning $200K+
3.4%
▲ 0.3 pt
Total filers
17,130
▲ 0.6%
GET /zipc/v2/zipcodes/32547/soi?year=… $37K 2020 $40K 2021 $42K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32547 ZCTA.

2000
28,639
 
2010
32,485
▲ +13.4%
2020
35,466
▲ +9.2%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number113120
City AliasesFort Walton Beach, Ft Walton Beach, Ft Walton Bch

06Frequently Asked Questions

What county is ZIP code 32547 in?

ZIP code 32547 is in Okaloosa County, Florida (county FIPS code 12091).

What city is ZIP code 32547?

The primary USPS city for 32547 is Fort Walton Beach, FL.

What metro area (MSA) is 32547 in?

32547 is part of the Crestview-Fort Walton Beach-Destin, FL Metro Area (MSA code 18880).

What is the population of ZIP code 32547?

The 2020 Census population of 32547 was 35,466 residents.

What is the median income in ZIP code 32547?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32547 is about $41,564, with around 3% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.