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US ZIP Code Profile

ZIP Code 32550
Miramar Beach, Florida

ZIP code 32550 is in Miramar Beach, located in Walton County, Florida, within the Crestview-Fort Walton Beach-Destin metro area. Its 2020 Census population was 7,828. The estimated median adjusted gross income per tax return is $89,803, and about 25% of filers report $200,000 or more.

2020 Population
7,828
Census ZCTA
County
Walton
FIPS 12131
Median income (est.)
$89,803
IRS SOI 2022
Land Area
6.716 mi²
+ 0.689 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityMiramar Beach, FL
CountyWalton County (FIPS 12131)
StateFlorida (FIPS 12)
Metro Area (MSA)Crestview-Fort Walton Beach-Destin, FL Metro Area (18880)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.380705, -86.34814
Land / Water Area6.716 mi² land · 0.689 mi² water

02Income & Economics

Distribution of the 4,290 individual tax returns filed in 32550 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
19.1%
$25K–$50K
14.4%
$50K–$75K
11.2%
$75K–$100K
8.9%
$100K–$200K
21.7%
$200K+
24.7%
The $200,000+ bracket accounts for 82% of 32550's total adjusted gross income, from 25% of returns — a concentration that drives the gap between the median ($89,803) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32550's IRS income metrics, 2020–2022.

Median income (2021→2022)
$89,803
▲ 4.6%
Filers earning $200K+
24.7%
▼ 0.1 pt
Total filers
4,290
▲ 0.5%
GET /zipc/v2/zipcodes/32550/soi?year=… $71K 2020 $86K 2021 $90K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32550 ZCTA.

2010
5,867
 
2020
7,828
▲ +33.4%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypeBranch
Carrier Route SortD
USPS Finance Number112250
City AliasesDestin, Sandestin, Miramar Beach

06Frequently Asked Questions

What county is ZIP code 32550 in?

ZIP code 32550 is in Walton County, Florida (county FIPS code 12131).

What city is ZIP code 32550?

The primary USPS city for 32550 is Miramar Beach, FL.

What metro area (MSA) is 32550 in?

32550 is part of the Crestview-Fort Walton Beach-Destin, FL Metro Area (MSA code 18880).

What is the population of ZIP code 32550?

The 2020 Census population of 32550 was 7,828 residents.

What is the median income in ZIP code 32550?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32550 is about $89,803, with around 25% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.