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US ZIP Code Profile

ZIP Code 32564
Holt, Florida

ZIP code 32564 is in Holt, located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin metro area. Its 2020 Census population was 3,159. The estimated median adjusted gross income per tax return is $45,833, and about 3% of filers report $200,000 or more.

2020 Population
3,159
Census ZCTA
County
Okaloosa
FIPS 12091
Median income (est.)
$45,833
IRS SOI 2022
Land Area
91.188 mi²
+ 0.748 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityHolt, FL
CountyOkaloosa County (FIPS 12091)
StateFlorida (FIPS 12)
Metro Area (MSA)Crestview-Fort Walton Beach-Destin, FL Metro Area (18880)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.728807, -86.78191
Land / Water Area91.188 mi² land · 0.748 mi² water

02Income & Economics

Distribution of the 1,440 individual tax returns filed in 32564 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
29.2%
$25K–$50K
25.0%
$50K–$75K
18.1%
$75K–$100K
11.1%
$100K–$200K
13.9%
$200K+
2.8%
The $200,000+ bracket accounts for 15% of 32564's total adjusted gross income, from 3% of returns — a concentration that drives the gap between the median ($45,833) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32564's IRS income metrics, 2020–2022.

Median income (2021→2022)
$45,833
▲ 12.1%
Filers earning $200K+
2.8%
▲ 0.6 pt
Total filers
1,440
▲ 5.1%
GET /zipc/v2/zipcodes/32564/soi?year=… $37K 2020 $41K 2021 $46K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32564 ZCTA.

2000
2,331
 
2010
2,881
▲ +23.6%
2020
3,159
▲ +9.6%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortC
USPS Finance Number114020
City AliasesHolt

06Frequently Asked Questions

What county is ZIP code 32564 in?

ZIP code 32564 is in Okaloosa County, Florida (county FIPS code 12091).

What city is ZIP code 32564?

The primary USPS city for 32564 is Holt, FL.

What metro area (MSA) is 32564 in?

32564 is part of the Crestview-Fort Walton Beach-Destin, FL Metro Area (MSA code 18880).

What is the population of ZIP code 32564?

The 2020 Census population of 32564 was 3,159 residents.

What is the median income in ZIP code 32564?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32564 is about $45,833, with around 3% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.