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US ZIP Code Profile

ZIP Code 32578
Niceville, Florida

ZIP code 32578 is in Niceville, located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin metro area. Its 2020 Census population was 35,075. The estimated median adjusted gross income per tax return is $70,605, and about 12% of filers report $200,000 or more.

2020 Population
35,075
Census ZCTA
County
Okaloosa
FIPS 12091
Median income (est.)
$70,605
IRS SOI 2022
Land Area
24.079 mi²
+ 4.198 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityNiceville, FL
CountyOkaloosa County (FIPS 12091)
StateFlorida (FIPS 12)
Metro Area (MSA)Crestview-Fort Walton Beach-Destin, FL Metro Area (18880)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates30.507786, -86.448006
Land / Water Area24.079 mi² land · 4.198 mi² water

02Income & Economics

Distribution of the 17,050 individual tax returns filed in 32578 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
21.2%
$25K–$50K
18.2%
$50K–$75K
12.8%
$75K–$100K
10.2%
$100K–$200K
25.5%
$200K+
12.0%
The $200,000+ bracket accounts for 42% of 32578's total adjusted gross income, from 12% of returns — a concentration that drives the gap between the median ($70,605) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32578's IRS income metrics, 2020–2022.

Median income (2021→2022)
$70,605
▲ 4.4%
Filers earning $200K+
12.0%
▲ 0.7 pt
Total filers
17,050
▲ 2.4%
GET /zipc/v2/zipcodes/32578/soi?year=… $61K 2020 $68K 2021 $71K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32578 ZCTA.

2000
27,967
 
2010
30,108
▲ +7.7%
2020
35,075
▲ +16.5%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number116420
City AliasesNiceville, Choctaw Beach

06Frequently Asked Questions

What county is ZIP code 32578 in?

ZIP code 32578 is in Okaloosa County, Florida (county FIPS code 12091).

What city is ZIP code 32578?

The primary USPS city for 32578 is Niceville, FL.

What metro area (MSA) is 32578 in?

32578 is part of the Crestview-Fort Walton Beach-Destin, FL Metro Area (MSA code 18880).

What is the population of ZIP code 32578?

The 2020 Census population of 32578 was 35,075 residents.

What is the median income in ZIP code 32578?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32578 is about $70,605, with around 12% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.