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US ZIP Code Profile

ZIP Code 32656
Keystone Heights, Florida

ZIP code 32656 is in Keystone Heights, located in Clay County, Florida, within the Jacksonville metro area. Its 2020 Census population was 14,686. The estimated median adjusted gross income per tax return is $45,735, and about 3% of filers report $200,000 or more.

2020 Population
14,686
Census ZCTA
County
Clay
FIPS 12019
Median income (est.)
$45,735
IRS SOI 2022
Land Area
56.624 mi²
+ 5.842 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityKeystone Heights, FL
CountyClay County (FIPS 12019)
StateFlorida (FIPS 12)
Metro Area (MSA)Jacksonville, FL Metro Area (27260)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates29.813438, -81.95852
Land / Water Area56.624 mi² land · 5.842 mi² water

02Income & Economics

Distribution of the 6,740 individual tax returns filed in 32656 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
29.1%
$25K–$50K
25.2%
$50K–$75K
17.4%
$75K–$100K
10.7%
$100K–$200K
15.0%
$200K+
2.7%
The $200,000+ bracket accounts for 15% of 32656's total adjusted gross income, from 3% of returns — a concentration that drives the gap between the median ($45,735) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32656's IRS income metrics, 2020–2022.

Median income (2021→2022)
$45,735
▲ 8.2%
Filers earning $200K+
2.7%
▲ 0.3 pt
Total filers
6,740
▲ 1.7%
GET /zipc/v2/zipcodes/32656/soi?year=… $39K 2020 $42K 2021 $46K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32656 ZCTA.

2000
11,709
 
2010
14,014
▲ +19.7%
2020
14,686
▲ +4.8%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number114590
City AliasesKeystone Heights, Keystone Hgts

06Frequently Asked Questions

What county is ZIP code 32656 in?

ZIP code 32656 is in Clay County, Florida (county FIPS code 12019).

What city is ZIP code 32656?

The primary USPS city for 32656 is Keystone Heights, FL.

What metro area (MSA) is 32656 in?

32656 is part of the Jacksonville, FL Metro Area (MSA code 27260).

What is the population of ZIP code 32656?

The 2020 Census population of 32656 was 14,686 residents.

What is the median income in ZIP code 32656?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32656 is about $45,735, with around 3% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.