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US ZIP Code Profile

ZIP Code 32909
Palm Bay, Florida

ZIP code 32909 is in Palm Bay, located in Brevard County, Florida, within the Palm Bay-Melbourne-Titusville metro area. Its 2020 Census population was 36,789. The estimated median adjusted gross income per tax return is $44,258, and about 3% of filers report $200,000 or more.

2020 Population
36,789
Census ZCTA
County
Brevard
FIPS 12009
Median income (est.)
$44,258
IRS SOI 2022
Land Area
43.429 mi²
+ 0.128 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityPalm Bay, FL
CountyBrevard County (FIPS 12009)
StateFlorida (FIPS 12)
Metro Area (MSA)Palm Bay-Melbourne-Titusville, FL Metro Area (37340)
Census Region / DivisionSouth Region · South Atlantic Division
Coordinates27.919258, -80.64423
Land / Water Area43.429 mi² land · 0.128 mi² water

02Income & Economics

Distribution of the 20,980 individual tax returns filed in 32909 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
29.2%
$25K–$50K
27.0%
$50K–$75K
16.4%
$75K–$100K
10.6%
$100K–$200K
14.1%
$200K+
2.7%
The $200,000+ bracket accounts for 15% of 32909's total adjusted gross income, from 3% of returns — a concentration that drives the gap between the median ($44,258) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 32909's IRS income metrics, 2020–2022.

Median income (2021→2022)
$44,258
▲ 7.3%
Filers earning $200K+
2.7%
▲ 0.5 pt
Total filers
20,980
▲ 6.9%
GET /zipc/v2/zipcodes/32909/soi?year=… $38K 2020 $41K 2021 $44K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 32909 ZCTA.

2000
18,203
 
2010
30,120
▲ +65.5%
2020
36,789
▲ +22.1%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypeBranch
Carrier Route SortD
USPS Finance Number115790
City AliasesMelbourne, Palm Bay, Grant Valkaria, Grant Vlkria

06Frequently Asked Questions

What county is ZIP code 32909 in?

ZIP code 32909 is in Brevard County, Florida (county FIPS code 12009).

What city is ZIP code 32909?

The primary USPS city for 32909 is Palm Bay, FL.

What metro area (MSA) is 32909 in?

32909 is part of the Palm Bay-Melbourne-Titusville, FL Metro Area (MSA code 37340).

What is the population of ZIP code 32909?

The 2020 Census population of 32909 was 36,789 residents.

What is the median income in ZIP code 32909?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 32909 is about $44,258, with around 3% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.