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US ZIP Code Profile

ZIP Code 39654
Monticello, Mississippi

ZIP code 39654 is in Monticello, located in Lawrence County, Mississippi. Its 2020 Census population was 5,527. The estimated median adjusted gross income per tax return is $39,545, and about 2% of filers report $200,000 or more.

2020 Population
5,527
Census ZCTA
County
Lawrence
FIPS 28077
Median income (est.)
$39,545
IRS SOI 2022
Land Area
153.905 mi²
+ 2.766 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityMonticello, MS
CountyLawrence County (FIPS 28077)
StateMississippi (FIPS 28)
Census Region / DivisionSouth Region · East South Central Division
Coordinates31.544945, -90.13668
Land / Water Area153.905 mi² land · 2.766 mi² water

02Income & Economics

Distribution of the 2,140 individual tax returns filed in 39654 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
35.0%
$25K–$50K
25.7%
$50K–$75K
14.9%
$75K–$100K
7.9%
$100K–$200K
14.0%
$200K+
2.3%
The $200,000+ bracket accounts for 11% of 39654's total adjusted gross income, from 2% of returns — a concentration that drives the gap between the median ($39,545) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 39654's IRS income metrics, 2020–2022.

Median income (2021→2022)
$39,545
▲ 11.3%
Filers earning $200K+
2.3%
▲ 0.5 pt
Total filers
2,140
▼ 1.8%
GET /zipc/v2/zipcodes/39654/soi?year=… $33K 2020 $36K 2021 $40K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 39654 ZCTA.

2000
5,697
 
2010
5,635
▼ -1.1%
2020
5,527
▼ -1.9%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortC
USPS Finance Number275291
City AliasesMonticello, Oma, Robinwood, Rosella, Tilton, Wanilla

06Frequently Asked Questions

What county is ZIP code 39654 in?

ZIP code 39654 is in Lawrence County, Mississippi (county FIPS code 28077).

What city is ZIP code 39654?

The primary USPS city for 39654 is Monticello, MS.

What is the population of ZIP code 39654?

The 2020 Census population of 39654 was 5,527 residents.

What is the median income in ZIP code 39654?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 39654 is about $39,545, with around 2% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.