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US ZIP Code Profile

ZIP Code 46032
Carmel, Indiana

ZIP code 46032 is in Carmel, located in Hamilton County, Indiana, within the Indianapolis-Carmel-Anderson metro area. Its 2020 Census population was 50,477. The estimated median adjusted gross income per tax return is $86,301, and about 24% of filers report $200,000 or more.

2020 Population
50,477
Census ZCTA
County
Hamilton
FIPS 18057
Median income (est.)
$86,301
IRS SOI 2022
Land Area
25.849 mi²
+ 0.381 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityCarmel, IN
CountyHamilton County (FIPS 18057)
StateIndiana (FIPS 18)
Metro Area (MSA)Indianapolis-Carmel-Anderson, IN Metro Area (26900)
Census Region / DivisionMidwest Region · East North Central Division
Coordinates39.966568, -86.17513
Land / Water Area25.849 mi² land · 0.381 mi² water

02Income & Economics

Distribution of the 25,420 individual tax returns filed in 46032 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
20.3%
$25K–$50K
13.7%
$50K–$75K
12.2%
$75K–$100K
8.6%
$100K–$200K
21.2%
$200K+
24.1%
The $200,000+ bracket accounts for 77% of 46032's total adjusted gross income, from 24% of returns — a concentration that drives the gap between the median ($86,301) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 46032's IRS income metrics, 2020–2022.

Median income (2021→2022)
$86,301
▲ 4.5%
Filers earning $200K+
24.1%
▲ 0.7 pt
Total filers
25,420
▲ 1.2%
GET /zipc/v2/zipcodes/46032/soi?year=… $74K 2020 $83K 2021 $86K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 46032 ZCTA.

2000
34,727
 
2010
42,234
▲ +21.6%
2020
50,477
▲ +19.5%

05Nearby ZIP Codes — Live Radius Search

Drag the slider to filter ZIP codes by distance from 46032. Powered by the same radius endpoint developers call from the API.

GET /zipc/v2/radius

ZIP codes within range of 46032

Carmel and its immediate neighbors, sorted by distance.

3 mi
GET /zipc/v2/distance

Distance from 46032 to any ZIP

Enter a 5-digit ZIP to calculate the distance.

06USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortB
USPS Finance Number171276
City AliasesCarmel

07Frequently Asked Questions

What county is ZIP code 46032 in?

ZIP code 46032 is in Hamilton County, Indiana (county FIPS code 18057).

What city is ZIP code 46032?

The primary USPS city for 46032 is Carmel, IN.

What metro area (MSA) is 46032 in?

46032 is part of the Indianapolis-Carmel-Anderson, IN Metro Area (MSA code 26900).

What is the population of ZIP code 46032?

The 2020 Census population of 46032 was 50,477 residents.

What is the median income in ZIP code 46032?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 46032 is about $86,301, with around 24% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.