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US ZIP Code Profile

ZIP Code 76431
Chico, Texas

ZIP code 76431 is in Chico, located in Wise County, Texas, within the Dallas-Fort Worth-Arlington metro area. Its 2020 Census population was 3,517. The estimated median adjusted gross income per tax return is $47,917, and about 5% of filers report $200,000 or more.

2020 Population
3,517
Census ZCTA
County
Wise
FIPS 48497
Median income (est.)
$47,917
IRS SOI 2022
Land Area
118.739 mi²
+ 1.281 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityChico, TX
CountyWise County (FIPS 48497)
StateTexas (FIPS 48)
Metro Area (MSA)Dallas-Fort Worth-Arlington, TX Metro Area (19100)
Census Region / DivisionSouth Region · West South Central Division
Coordinates33.332344, -97.86844
Land / Water Area118.739 mi² land · 1.281 mi² water

02Income & Economics

Distribution of the 1,670 individual tax returns filed in 76431 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
27.0%
$25K–$50K
25.1%
$50K–$75K
15.6%
$75K–$100K
10.8%
$100K–$200K
16.2%
$200K+
5.4%
The $200,000+ bracket accounts for 28% of 76431's total adjusted gross income, from 5% of returns — a concentration that drives the gap between the median ($47,917) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 76431's IRS income metrics, 2020–2022.

Median income (2021→2022)
$47,917
▲ 9.5%
Filers earning $200K+
5.4%
▲ 1.1 pt
Total filers
1,670
▲ 1.8%
GET /zipc/v2/zipcodes/76431/soi?year=… $42K 2020 $44K 2021 $48K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 76431 ZCTA.

2000
3,135
 
2010
3,384
▲ +7.9%
2020
3,517
▲ +3.9%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortC
USPS Finance Number481680
City AliasesChico

06Frequently Asked Questions

What county is ZIP code 76431 in?

ZIP code 76431 is in Wise County, Texas (county FIPS code 48497).

What city is ZIP code 76431?

The primary USPS city for 76431 is Chico, TX.

What metro area (MSA) is 76431 in?

76431 is part of the Dallas-Fort Worth-Arlington, TX Metro Area (MSA code 19100).

What is the population of ZIP code 76431?

The 2020 Census population of 76431 was 3,517 residents.

What is the median income in ZIP code 76431?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 76431 is about $47,917, with around 5% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.