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US ZIP Code Profile

ZIP Code 78028
Kerrville, Texas

ZIP code 78028 is in Kerrville, located in Kerr County, Texas, within the Kerrville metro area. Its 2020 Census population was 40,789. The estimated median adjusted gross income per tax return is $46,245, and about 7% of filers report $200,000 or more.

2020 Population
40,789
Census ZCTA
County
Kerr
FIPS 48265
Median income (est.)
$46,245
IRS SOI 2022
Land Area
250.681 mi²
+ 1.623 mi² water

01Location & Geography

Authoritative geographic identifiers from the U.S. Census Bureau, ANSI, and FIPS standards.

Primary CityKerrville, TX
CountyKerr County (FIPS 48265)
StateTexas (FIPS 48)
Metro Area (MSA)Kerrville, TX Micro Area (28500)
Census Region / DivisionSouth Region · West South Central Division
Coordinates30.03651, -99.16305
Land / Water Area250.681 mi² land · 1.623 mi² water

02Income & Economics

Distribution of the 19,100 individual tax returns filed in 78028 by adjusted gross income bracket (IRS SOI, 2022).

< $25K
28.4%
$25K–$50K
25.4%
$50K–$75K
14.2%
$75K–$100K
9.5%
$100K–$200K
15.3%
$200K+
7.1%
The $200,000+ bracket accounts for 44% of 78028's total adjusted gross income, from 7% of returns — a concentration that drives the gap between the median ($46,245) and the average.
Estimated median = median adjusted gross income per tax return, interpolated from IRS SOI brackets. Differs from U.S. Census household income.

03Income Over Time

Year-over-year change in 78028's IRS income metrics, 2020–2022.

Median income (2021→2022)
$46,245
▲ 4.3%
Filers earning $200K+
7.1%
▲ 0.1 pt
Total filers
19,100
▲ 1.2%
GET /zipc/v2/zipcodes/78028/soi?year=… $41K 2020 $44K 2021 $46K 2022
Median = adjusted gross income per return, interpolated from IRS SOI brackets. Figures are nominal (not inflation-adjusted).

04Population Trend

Decennial U.S. Census population for the 78028 ZCTA.

2000
33,883
 
2010
37,620
▲ +11.0%
2020
40,789
▲ +8.4%

05USPS Postal Details

Delivery and facility attributes from the monthly USPS dataset.

ZIP ClassificationNon-Unique Zip
Facility TypePost Office
Carrier Route SortD
USPS Finance Number484685
City AliasesKerrville

06Frequently Asked Questions

What county is ZIP code 78028 in?

ZIP code 78028 is in Kerr County, Texas (county FIPS code 48265).

What city is ZIP code 78028?

The primary USPS city for 78028 is Kerrville, TX.

What metro area (MSA) is 78028 in?

78028 is part of the Kerrville, TX Micro Area (MSA code 28500).

What is the population of ZIP code 78028?

The 2020 Census population of 78028 was 40,789 residents.

What is the median income in ZIP code 78028?

Based on IRS Statistics of Income data, the estimated median adjusted gross income per tax return in 78028 is about $46,245, with around 7% of filers reporting $200,000 or more. Note that adjusted gross income is a tax measure and differs from U.S. Census household income.